Wandile is a 23 year old B.Med Science Honours graduate. He is a learner at Novartis and below are his insights and take-aways from the book. Note that the highlights are mine. I hope that this will encourage other young men to read the book and craft their own financial plansWandile is a 23 year old B.Med Science Honours graduate. He is a learner at Novartis and below are his insights and take-aways from the book. Note that the highlights are mine. I hope that this will encourage other young men to read the book and craft their own financial plans

Wandile’s review
In 2019 what I’d do differently financially is spend my money more on the things that nobody is able to see
e.g Life Insurance, funeral cover, investments etc. Perhaps spend less on things like eating out and buying small things I can comfortably survive without.


My key takeaways from the book were:
1. Learning to ask myself if I’m buying more of the things people can’t see or am I buying more of the things that people can see. Going forward I want to gear my spending towards the unseen e.g. life cover, funeral cover, investment portfolios 
2. If I can’t buy it for cash then I need to save up for it instead
3. Accumulation of “good debt” like a home loan account/bond stands me in good stead
4. I finished reading the book further convinced that money really has no feelings. It is an entity independent of our emotions and thus we should take our emotions out of our financial matters.
5. Creditors do not lend without seeking a profit and will stop at nothing to exploit whatever weaknesses you present in your spending or paying habits thus it brought me closer to my end point in terms of searching for consistency and discipline in the way I handle my finances
6. Financial wellbeing is a game of patience and vigilance, both are essential
7. The book had me searching about the type of relationship I have with money, needless to say I have no intention of being the cash cow J
8. Cash is King!!!
9. I’m more convinced now more than ever that I want to (don’t know if I will) get married out of community without the accrual system [that was NOT the intention Wandile!]
10. Finally, ASSESS, ASSESS, ASSESS! Gain clarity, have a plan and execute with precision when it comes to finance.

The first step to success in any endeavour is planning. Hope you too will read the book and make your own financial goals. You can buy the book online at Takealot or CNA, Exclusives bookshop, Bargain books or Adams bookshop. Order a copy if they don’t have one in stock.