Catch Phumelele every Wednesday morning at 07h45 on UkhoziFM

UKHOZI FM PODCASTS copy

Before you say "I Do" Part 2

by Phumelele Ndumo | uKhozi FM

Stokvels - food prices are much higher this year, use your money to buy store cards

by Phumelele Ndumo | uKhozi FM

How Stokvels can use Tax-Free Investments

by Phumelele Ndumo | uKhozi FM

FREE BBA Degree through distance education by Maharishi University of Management, USA

by Phumelele Ndumo | uKhozi FM

7 Money smart tips for young people

by Phumelele Ndumo | UKHOZI FM

There are a number of issues where the youth and parents are missing one another and at the core of the problem is money.

Money matters for mothers

by Phumelele Ndumo | UKHOZI FM

What 7 lessons must we teach our kids about money?

Is South Africa’s Youth in a Debt Crisis?

by Phumelele Ndumo | UKHOZI FM

According to the National Credit Regulator, 10, 4 million South Africans have an impaired credit records (a fancy term for blacklisting). How many of these are young people in their 20s? Phumelele believes that we need to teach our youth about money management.

5 things every mother should teach her daughter about money

by Phumelele Ndumo | UKHOZI FM

These are the facts Phumelele wishes she had known before she started working. What do you need to teach your daughter about money?

Should I consolidate my debt?

by Phumelele Ndumo | UKHOZI FM

Consolidating debt sounds like a good idea, but how do you know whether it is the right decision for you? Phumelele outlines what you must consider to make the right decision.

An easy way to save for your children’s university education

by Phumelele Ndumo | UKHOZI FM

The number one priority for our youth is getting a good education and studying to become professionals in the area of their choice. But only 5.8% of Black parents can afford university fees.

Phumelele tells you how to save.

Why do we need Savings Month?

by Phumelele Ndumo | UKHOZI FM

The household savings rate is quoted at 1.1% and debt as a percentage of disposable income is 76.6%. This means that we have so much debt that we are spending over three-quarters of our salaries to pay off debt!

The difference between savings and investments

by Phumelele Ndumo | UKHOZI FM

Phumelele explains the difference between savings and investments and asks whether you have taken advantage of tax-free savings.

Mothers & black tax

by Phumelele Ndumo | UKHOZI FM

Phumelele tackles the thorny topic of ‘black tax’.