“Owning property is the cornerstone of wealth creation yet millions of people remain outside of the property market because of ignorance and fear of the unknown. Ndumo emphasizes the role of home ownership in enabling people to educate their children – a theme which is likely to win over many a potential reader. It’s well researched, simply written and would make a great gift for anyone immobilized by fear of the unknown.”

GAIL SMITH – CITY PRESS

“This book delves into a subject that is rarely written about. In making it so accessible to everyone the information provided will certainly be of benefit to both the poor and those in the middle income category. These are the people who at present struggle to access financial resources to procure homes for themselves and the requisite information they will need in this regard. The book certainly adds to the initiatives and is in that regard quite long overdue.”

LINDIWE SISULU -MINISTER FOR HOUSING

“True to its sub-title, this book is an unsurpassed practical guide to anyone planning to own a home as well as those who already own one and wish to use it as a platform to create wealth or to access additional funds to meet one’s obligations, such as educating one’s children. This book goes beyond the basic aspiration for shelter and housing, but educates the reader about house ownership as an asset that must be acquired, preserved and prudently used to improve one’s life. The value of this book is seen when we recognize that for most families, home ownership is the single biggest investment they make in a lifetime.”

VUSI KHANYILE – CHAIRMAN OF THEBE INVESTMENT CORPORATION

“I believe there are very few books out there aimed at improving levels of awareness and education on how the credit market works, in particular, what your rights and obligations are as a consumer in credit transactions. This book will contribute towards a better understanding amongst consumers and consumer education practitioners alike.”

PETER SETOU – SENIOR MANAGER, EDUCATION AND STRATEGY, NATIONAL CREDIT REGULATOR

“Phumelele Ndumo’s book will arm consumers with life’s most valuable tools: information and understanding. She explains the basics of home ownership and its benefits in a practical and down-to-earth way. Her words will not only guide her readers into doing things right the first time, but will inspire them to plan their lives for a more successful future.”

PAUL CRANKSHAW – EDITOR OF THE NATIONAL CONSUMER FORUM’S NEWSPAPER CONSUMER FAIR

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