Whether you want to buy a home or a car or apply for a loan, your credit report will determine whether you will get the loan or not and the rate of interest you are likely to get. If you are married in community of property, note that your spouse’s debts are your debts and vice versa so if one of you has a poor credit report, you will not qualify for a home loan or any other form of debt

In this radio interview

, we talk about the following:

1. What is a credit report?
2. Who can view your credit report?
3. What  is the impact of a negative credit report on my day to day living?
4. Do disputed items show on my credit report?

5. How long does negative information stay on my credit history?
6. How do I fix information on my credit report?
6. What’s the difference between a credit score and a credit report?
7. Where to report an unfair credit listing

Did you know that you might not get the job you have applied for because of your poor credit report?

If you want to buy a home, contact us so we can help you to check your credit report. You don’t want to go house hunting if you don’t know what your credit score is as you might not qualify for the home of your dreams

If you want us to help you get a copy of your FREE credit report, email us at info@thuthuka-sa.co.za