Something to Think About


Many people are suffering silently because of garnishee orders. Some of these are invalid but not much is done to discourage lenders and those who issue garnishee orders to follow the law. Pages 32 to 37 of the book From Debt to Riches talks about invalid garnishee orders. Please spread the word around to everyone including your unions and employers. Maybe the more people who know and talk about this, the sooner the long outstanding changes will be put into effect. Please refer everyone who has a query on garnishee orders to the Credit Ombud on 0861 662 837 or They offer services free of charge to the public.


Hi Phumelele

I have just finished reading your book titled ‘From Debt To Riches – Steps To Financial Success’. All I can say is; this book is a financial bible – a must-have for anyone who wants to lead a healthy financial life. I found out about it in an article in the City Press’s business section. I am a 28 year old junior scientist with BSc (Hons) in Geology, employed by the Council for Geoscience in Pretoria. I have been working for two years now and I earn a fairly decent salary. I thank God that I have come across this book before I have ruined my finacial life. In the two years that I have been working I have managed to resist the temptation to buy a car even when all my friends and university classmates bought cars within months of us leaving university. I haven’t accumulated any debt except for the NSFAS study loan I took for my university fees. I live a very modest life.

The timing of this book couldn’t have been more perfect for me as I was beginning to slowly succumb to the pressure of buying a fancy sports car like my friends. This book changed all that, and now I want to buy a home so badly. I don’t envy my friends anymore, instead I feel sorry for them as I now believe most of them have already sold many of their tomorrows. I’ve also been blessed with a baby boy about a month ago and I’m taking a Fundisa Trust for him soon.

I can’t thank you enough for this book, it really saved and changed my life for the better. Watch out for me hosting the Top Billing crew at my house soon!

Thanks a million!

PS: How do I get hold of your other book, ‘7 Secrets Why The Rich Own Their Homes’? I can’t seem to find it at Exclusive Books. I would also appreciate any information regarding your seminars/workshops.

Ngqondi Songezo Nxokwana BSc (Hons) Geology Cand.Sci.Nat.

Junior Petrologist


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