Getting cash out of your home

There are many reasons why you might need cash out of your home and in our experience at ThuthukaSA, many people need the cash for costs such as school and varsity fees, home renovations or to pay off short term and unsecured debt ( such as personal loans, credit cards and the like).

There are three options that we can assist you with:

  1. Re-advance
  2. Refinance
  3. Further bond


All of these options are dependent on your situation, how much you need, why you need it and most importantly, your credit score.

The amount one qualifies for will vary from case to case and is subject to the banks approval and feedback. ThuthukaSA will assist and walk you through the entire process from start to end. From the application, completion of forms and all of the admin in between. However, customers are encouraged to implement the advice provided to ensure that you get the most out of the fee you pay us.

The fee includes the following:

  • Drawing of the Experian credit report, review and feedback
  • Assisting you to complete the application form to get the cash out of your home
  • 1 hour consultation to give any info that you might require


Below are some blog posts that we encourage you to read in preparation for your consultation:

  1. Three ways to pay school and varsity fees
  2. Ending the year well without debt and with money for varsity fees
  3. How to use your home loan as your personal bank


If you have any questions, please feel free to contact us.