To celebrate your Women, you can invite Phumelele to come address your women on all or some of the following important matters:
- Managing our debts, especially credit card debtDifference between good debt and bad debt
- Ensuring we don’t lose our homes through bank repossessions – I only deal with this where a majority of the people have home loans
- Making the most of our salaries
- Effective management of our budgets
- How we can use our homes to pay school fees – I only deal with this where a majority of the people have home loans
- How debt counselors assist over indebted people and their fee structure
- Optimum savings vehicles
- How to budget and stick to your budget
- How to ensure your car is not repossessed during these difficult times – if there are lots of people who own cars in the audience
- Our relationship with money – one night stand? Cash cow? Keeping up with the Joneses? Till death do us part?, etc…
- Role of the National Credit Regulator
- How to save for school fees, especially at tertiary levels
- Budgeting for financial success
- The impact of debt stress on our health
- Why we all need life cover. Life cover vs credit life
- Why we all need to have a will
- Recipe for financial success
- Role playing – case study of 2 individuals, who will end up rich? Who are you?
- Quiz – are you money smart?
- Implications of the maximum interest rates introduced by the NCA (National Credit Act)
- Our rights in terms of the NCA e.g.
Right to be informed before being listed with a credit bureau
Right to be informed in writing if loan application is declined
How to challenge an incorrect credit bureau listing
Role of debt counselors and
Debt relief, etc… - Understanding debt consolidation and debt restructuring
You can also order a copy of the book for the women as a gift of financial empowerment. Please contact Phumelele at info@thuthuka-sa.co.za to get a quote.