First published in 2011, the purpose of the book is to educate South Africans on the importance of financial planning, money management and the dangers of high levels of debt. Various reviews of the book from customers have described it as educational, enlightening and an eye opener. Many even questioning as to why it is not available in schools and universities. The book is available in major book stores as well as on the ThuthukaSA online store. Phumelele has a solid business education, including a B.Com, a Higher Diploma in Computer Auditing and a Master’s degree in Business Leadership. She is a former banker. She has also served on a number of boards as a non-executive director. This solid financial education has seen her attract professional customers to her financial advisory practice. She however maintains that all of us need financial planning, regardless of our levels of education or income. She is a regular contributor to several radio stations including SAfm, KayaFM, Radio Pulpit and Ukhozi FM, amongst other radio stations. Phumelele wrote her first book in 2007 entitled 7 Secrets Why the Rich own their own Homes with the sub-title, How to buy a home and educate your children, even if you think you can’t afford to. The book was self – published as no publisher was willing to publish the book, citing that she was unknown. After selling 3000 copies, she was then approached by a number of publishers who were now keen to publish her future books. Phumelele is passionate about teaching people how to manage their money. “Many of us never heard about financial planning growing up because our families were barely surviving. Now that some of us have decent and secure incomes, we need guidance to ensure that our futures are secure,” she says. She is especially passionate about inter-generational financial planning as she realises the importance of using financial planning to uplift the past and future generations. Over the years, ThuthukaSA has grown to be an authorised Financial Services Provider and a mortgage originator. ThuthukaSA has been offering Employee Financial Wellness programs for many years.