Financial Freedom | ThuthukaSA

Debt Nearly Broke Her. Now She's Thriving.

After months of discipline and a tailored plan, Bonolo* paid off over R140 000 and is now recovering financially and medically.

Because Moms Deserve More Than Just Flowers

Celebrate her with a future she can count on — debt-free, financially secure, and thriving through ThuthukaSA's guidance.

WELCOME TO FINANCIAL FREEDOM FOR YOU AND YOUR FAMILY

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PERSONAL FINANCE

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FINANCIAL COACHING

Debt Cancellation
Buying a home
Buying a car
Parenting & Money
Stokvels - savings vs. investing
Pre- and post- marital coaching for couples
HIV impact on Finances
Retrenchment advice
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TALKS & WORKSHOPS ON PERSONAL FINANCE

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Wow what a book!

I am a single parent of 2 beautiful souls, 17 year old girl and a 4 year old boy. I am working as a Rep. May 2014 winding time between calls in Sasolburg I entered CNA. I came across one copy of this wonderful book “From Debt to Riches”. Then I was swimming in debt not even having money to buy a copy R130. Just reading the title renewed my hope that I could get out of the debt I had gotten myself into. I just knew I could stop renting and own a home if I managed my money well. After 15 months of following your advice from the book, I paid off some personal loans and credit cards, though I am still left with a few. I am so glad to tell you I will be moving to my first home soon. I am also encouraged by the fact that one needs to start small and do it well. Now I need in-depth financial advice. How do I get a financial adviser? Sindi

I have recommended the book to all my friends and colleagues.

Congratulations on your book. What attracted me to your book is the cover…simple and nice. I hesitated buying though because I didn’t believe I had much debt. Three months later I felt the urge to buy the book because I am naturally curious. I am not giving my copy away as I need to refer to it now and again. I have recommended the book to all my friends and colleagues. Viwe Mgidi

I have never had so many “AHA” moments like that in my life.

My husband brought me the book ‘From Debt to Riches” home from work. I am not much of a reader but I could not put it down. I read it in two days and I must say I have never had so many “AHA” moments like that in my life. I wish somebody had handed me this book 23 years ago when I was 23 and starting my first job. Simply written, easy to understand and it is very life changing indeed! I managed to cancel my credit life insurance that they gave me when I took a personal loan, saving me R546.00 which I have put into my loan repayment! Phumelele you are really my LeadSA hero of the century! Thank you for your willingness to share your financial wisdom with ordinary women like myself. Blessings, Blessings and more Blessings! Ntokeng Phasumane

Where was your book when I was younger?

I struggled to get a copy of your book as the bookshop near me didn’t have a copy but finally I got it. Thanks very much! I am on my way to financial freedom – right now the climb is still very “steep” though – like climbing Mt Kilimanjaro – but I am very happy. I no longer have an and no more new debit, Lord help me. Where was your book when I was younger? I guess it is better late than never! God bless, always. Nomonde

I think that is your best gift to humanity

Thanks for your book “From Debt to Riches”. It is so practical. I think that is your best gift to humanity. I have just finished reading it. I have given a copy to my wife so that we start speaking the same financial language. I will give copies to all my friends on their birthdays. There is one thing that you did not touch on, which is worrying me. Apart from straight debt (bond, car loan, credit cards etc.) where do monthly expenses like telephone bills, internet accounts, etc. fit in? For example, can I classify my telephone contract line as a debt? I have no credit cards, car loans, or bond but I do have lots of fixed monthly charges in the form of cell phone and internet bills. Prince Daara

My attitude about money has changed

Just a short note to express my gratitude after reading your book FROM DEBT TO RICHES. Thanks a million for the information I received, its life changing, destiny altering and liberating. My attitude about money has changed. I am also a youth Pastor and would like to know if you also do workshops, I feel our young people definitely need this advice as early as possible. God bless you! Timothy

I finally paid off my UNISA debt

I DID IT!! I DID IT!!! I DID IT!!! I finally paid off my UNISA debt. I’m debt free. A few months of giving up comfy living and I finally paid off my outstanding fees! I’m just super-excited. Thank you so much for your guidance and your wonderful book. Lethu

it should be prescribed in South African Schools

This is the BEST book you can have in your personal library….In fact it should be prescribed in South African Schools…. I own the book… Bongani Ka-maPutini Gumede

her voice resonates genuinely with working women

“Phumelele Ndumo’s sole aim is to make us all fall in love with, and keep, our money. She is most proficient when she questions our bad money habits, which inhibits us or can leave us drowning in debt. I love her authentic scenarios and analogies that are so close to most of us, as her voice resonates genuinely with working women. We see our money characters through the examples that Phumelele points out, but most importantly she highlights clever money tips that work. I would love to give this book to my young cousins to set them on a better path to managing their finances for life” Mapula Nkosi, Deputy Editor of True Love Magazine

What a wise woman and a brilliant book!

What a wise woman and a brilliant book! This book really is meant for us black people as we spend very carelessly. We like to impress people with expensive cars & designer clothes hence we buy these things on credit. I love the book so much and I read it over & over again. I wish I had bought this book two years ago; I would have been in a different position by now. Thanks Phumelele so much, may God Almighty increase your wisdom and help poor people out there to get out of debt. What a book! Thabi Phehlukwayo

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