Give a Christmas present that will make your loved ones money wise

This Christmas I want you to give your loved ones a present that will make them money wise and make them smile for ever. Ever wondered why over 14 000 people have bought the book From Debt to Riches, when I am not a celebrity 🙂? Here is what a few of them have to say.


Hi Phume 

My husband brought me the book ‘From debt to riches” home from work.

I am not too much of a reader but I could not put it down. I read it in two days and I must say I have never had so many “AHA” moments like that in my life.

I wish somebody would have handed me this book 23 year ago when I was 23 and starting my first job.

Simply written, easy to understand and it is very life changing indeed!!! I managed to phone old mutual and cancel my credit life insurance that they gave me when I took a personal loan! I saved R546.00 which I have put in my loan repayment!!! Phumelele you are really my LeadSA hero of the century! for your willingness to share your financial wisdom with ordinary women like myself. Blessings, Blessings and more Blessings!!!

Ntokeng Phasumane


Hi Phume

Wow what a book!

I am a single parent of 2 beautiful Souls 17 year old girl and a 4 year old boy working as a Rep.

In May 2014, I walked into CNA Sasolburg between my calls

I came across one copy of this wonderful book “From Debt to Riches”

Then I was swimming in debt & not even having money to buy a copy for R130

By just reading the title it brought back hope in me that I can be out of debt which I put myself through.

I knew I could stop renting and own a home if I managed my money well.

After 15 months following your advices from the book I paid off some personal loans and credit cards. I am still left with a few, I am so glad to tell you I will be moving to my first home soon.

I am also at ease by the fact that one needs to start small and do it well.

Warm regards



Dear Phume 

Just a short note to express my gratitude after reading your book FROM DEBT TO RICHES. Thanks a million for the information I received, its life changing, destiny altering and liberating.

My attitude about money has changed. 

I am also a youth Pastor and would like to know if you also do workshops, I feel our young people definitely need this advice as early as possible.

God bless you!



Good day Phumelele

I bought your ebook from debt to riches on today and I couldn’t put it down.

Thank you for affirming that my strategy will work out. I will be moving to my very first property this week and I plan to rent out 2 bedrooms and use the rental income to add to my home loan repayment and pay off the property quicker. I am glad to see that I am on the right track to riches 🙂 .

I am a person who is also passionate about financial literacy and education for all SAns, especially those which this kind of information does not reach. I would like to conduct workshops and give the sort of information that you give in your from debt to riches book.




So there you go, you have heard it from the “horses” mouth 🙂 . If you are a cash cow, make sure you buy your family members this book.


Phumelele is now a Financial Advisor. If you need a financial advisor, you can contact her office at              or call 011 781 3351 


Happy Christmas & a prosperous 2016


Debt to Riches cover








The book is available at CNA, Exclusives, Adams and other bookshops for only R134 a copy. Over 14 000 copies have been sold to date.



Phumelele Ndumo

Financial Advisor

BCom, H.Dip Computer Auditing, Masters in Business Leadership

Office: 011 781 3351

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