It’s important for you to know that investing is not a get rich quick scheme. You have to give your investments time. Some go as far back as 2019 and it can take about five years to start seeing real results.
Markets are volatile so never panic! Trade wars, pandemics and other factors do affect the markets. However, the markets do correct themselves. Ride out the volatility. And note that offshore funds do give people the best returns, however, you have to be aware of the volatility. And if you really need to withdraw, withdraw your growth. Don’t dip into your capital/contributions.
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