Sbo* contacted ThuthukaSA about a funeral cover for her housekeeper Zanele* as Sbo* was worried what would happen in the event that Zanele* passes away.
Zanele* has worked for Sbo* for several years and because she has been so loyal to the family, Sbo* felt she should give her some kind of benefit that will relieve the family financially in the event of her untimely passing. Sbo’s* budget was R500p/m. Initially, Sbo* only wanted to give Zanele* funeral cover, however, during the consultation we suggested a life cover with an integrated funeral benefit. Furthermore, this would also allow Zanele* to cover up to nine of her relatives for funeral. In doing so, should any of Zanele’s* close relatives pass away, Sbo* would not have to worry about the cost of assisting with a funeral.
We requested an obligation free quote for Zanele* and Sbo* was surprised at the low premiums!
The breakdown is as follows:

For just R376.62 p/m, Sbo* got much more than she thought she would! Zanele* will receive a bonus of R1,3 million when she turns 65! A nice gift that she can use when she goes on pension. Zanele* will also receive a portion of her premiums every five years. These payouts will not affect her payouts at death. They are simply extra benefits of having this life cover.
If you are interested in taking out life cover for your housekeeper and do not know where to start, WhatsApp us on 069 245 0228 for a quote!
Please note: premiums are age and risk dependent. The bonuses are paid to the life insured not the employer/ premium payer. i.e.: Sbo* will not receive any benefits owed to Zanele*.
Sbo* and Zanele* are not their real names.